Self-managed superannuation funds (SMSFs) offer numerous advantages, making them an appealing choice for individuals seeking greater control and flexibility over their retirement savings.

SMSFs empower individuals with a high degree of autonomy. Trustees have the freedom to make investment decisions tailored to their specific financial goals and risk tolerance. This level of control enables them to diversify their portfolio across a wide range of assets, including Investment Properties, shares, bonds, and even alternative investments like artwork or collectibles.

By actively managing their investments, trustees can seize opportunities and adapt to changing market conditions, potentially enhancing their long-term returns.

SMSFs perform the same role as other funds, by investing contributions and making them available to members on retirement. The difference is, generally, the members of SMSFs are also the trustees - they control the investment of their contributions and the payment of their benefits. With all members being trustees, they are in a position to ensure their interests as members are protected.

What we do at PDD Wealth Management

We have a dedicated SMSF team to cater for all your SMSF needs including advice regarding borrowing to purchase properties, re-contribution strategies, estate planning and salary sacrifice.

The SMSF team includes a SMSF Assoc Specialist Auditor and SMSF Assoc Specialist Adviser. The SMSF Association is recognised as the peak body for professional advisors and the leading association within the SMSF industry in Australia. In addition, our specialist auditors are ASIC registered as legally required.

We receive the latest legislative and regulatory updates from the ATO, ASIC and the SMSF Assoc who analyse the superannuation industry and SMSF sector & PDD have a network of SMSF professionals at their disposal.

PDD Wealth Management can assist with:

• Establishment of SMSF’s
• Assistance with rolling over your existing superannuation accounts
• Assistance with establishment of tax deductible personal insurance within your SMSF
• Tailored structuring and investment advice within SMSF, including:

• Preparation of investment strategies and policies

• Advice on investment product selection and retirement planning

• Advice on incorporating your SMSF into your estate plan

• Advice on structuring your SMSF for tax minimisation

• Advice on the level of life insurance cover required in your SMSF